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The operating system for your points and miles — every card, programme and balance in one place, with an AI concierge that knows the whole market. One price, everything included.
Best value
Annual
₹450 a month, billed yearly — ₹1,789 less than paying monthly.
Launch price — applied automatically at checkout. Limited time.
Subscribe annualThe AI concierge
What’s the best card for dining out?
From your wallet: HSBC Live+ — 10 HSBC Rewards / ₹100 on dining. Three cards on the market beat it — want the list?
Ask anything about your money and miles — answers grounded in your ledger and a rewards knowledge graph, for cards you hold and cards you don’t.
Every plan includes
- The concierge on WhatsAppThe same AI in your pocket — ask which card to swipe, log a spend, check a balance, straight from a chat.
- One ledger that always balancesEvery card, programme, point and mile as one accounting-grade, plain-text ledger — not another dashboard, the actual book of record for your rewards life.
- Statements that file themselvesDrop a statement PDF — the AI drafts its transactions, points and balances into that ledger for your review. Forwarded card-alert emails log the spend too.
- Award pricing across 150+ programmesPrice a route in points and read the transfer paths that get you there.
- Reminders from your ledgerA dated note becomes a 9 AM email — annual fees, expiring points, due dates.
- Private by designYour ledger is a file you own — export it or delete it any time. Your data is never sold.
- Hands-on labsGuided walkthroughs from first sign-in to modelling every card you hold.
Good to know
- What’s in each plan?
- Everything. Both plans are the full product — only the billing period differs.
- Can I leave?
- Monthly is month to month — cancel whenever. Annual runs its year at the locked price.
- Already a Double Dip member?
- The monthly YouTube membership includes the app — sign in and connect your Discord, no card needed.